EXPLORE OUR FINANCING & LEASING OPTIONS*Apply Online or In-Store, and Get Financing Today*
We offer convenient in-store financing on your purchase.
*Subject to credit approval. Restrictions apply. See store for details.
BrandSourceFind the best payment plan to fit into your life.
Apply for a BrandSource credit card today online or contact our store for details. This plan offers special financing with qualifying purchase.
LEARN MORE*Subject to credit approval. Terms and conditions apply. Minimum monthly payments required.
Promotional Financing is Available* with the Synchrony HOME™ Credit Card.
LEARN MORE Apply Now*Subject to credit approval. Restrictions apply. See store for details.
Acima
Apply for Acima Leasing today online or contact our store for details. Shop Without Perfect Credit. A 90-Day purchase option is available. Subject to approval.
Apply NowFinancing & Leasing FAQsAnswers to your top financing questions
Have questions about paying for your new appliances or mattress? Here's what our customers ask us most about financing and leasing.
What financing options does John's Appliance & Bedding offer?
We offer several ways to finance your purchase, including the BrandSource Credit Card, the Synchrony HOME™ Credit Card, and Acima Leasing. You can apply online or in-store, and all offers are subject to credit approval with restrictions — see your local store for full details.
Can I finance an appliance or mattress with bad credit or no credit history?
Yes. Through Acima Leasing, you can shop without needing perfect credit, making it a good option if you have limited or less-than-perfect credit. Acima offers lease-to-own agreements, including a 90-day purchase option, subject to approval.
What is Acima Leasing and how does lease-to-own work?
Acima is a lease-to-own program that lets you take home appliances or a new mattress today and pay over time, without requiring traditional credit approval. Acima also offers a 90-day purchase option for customers who want to pay off their lease early. You can apply online or in-store.
What is the Synchrony HOME™ Credit Card?
The Synchrony HOME™ Credit Card is a store credit card that offers promotional financing on qualifying purchases at John's Appliance & Bedding. You can apply online or in-store, and approval and promotional terms are subject to credit approval — see store for details.
What is the BrandSource Credit Card and how do I apply?
The BrandSource Credit Card helps you find a payment plan that fits your budget, with special financing available on qualifying purchases. You can apply online or contact your local store, and minimum monthly payments are required under the card's terms and conditions.
Does financing apply to both appliances and mattresses?
Yes. Our financing and leasing options — including BrandSource, Synchrony HOME™, and Acima — can be used toward appliance purchases, mattresses, and other qualifying items in-store or online.
How do I apply for financing at John's Appliance & Bedding?
You can apply online through the Synchrony HOME™ or Acima "Apply Now" buttons on this page, start a BrandSource application online, or visit one of our showrooms in South Daytona, New Smyrna Beach, Orange City, or Palm Coast. You can also call us at 386-760-2776 with questions.
Is there interest-free or 0% financing available?
Promotional financing may be available through the Synchrony HOME™ Credit Card and special financing through the BrandSource Credit Card on qualifying purchases, though specific terms vary and are subject to credit approval. Visit your local store or apply online to see current offers and terms you may qualify for.